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Joint-stock insurance company "Dnipro".

INSURED ACCIDENT

It is an event, as stipulated by the insurance contract, after occurrence of which the insurer has to meet the obligation to disburse the amount of indemnity to the policy holder (beneficiary) .

THE FOLLOWING ARE INSURED ACCIDENTS:

Under property insurance (legal entities and individuals)
fire-related risks (fire, explosion, lightning stroke, falling aircraft or fragments thereof)
acts of God-related risks (storm, hurricane, tornado, tsunami, earthquake, underground fire impact, frosts unusual for given localities and heavy snowfalls)
damage of the insured property by liquids caused by breakages of water supply, sewerage, heating systems and fire fighting systems.
liquids penetration from neighboring premises as a result of the above accidents occurrence, flood, unexpected ground-water discharge
engineering systems and power supplies breakage.

Under vehicle risks insurance (CNC insurance)
traffic accidents
third persons unlawful acts
acts of God
fire, explosion
falling objects of any kind on the vehicle
vehicle misappropriation (car theft)

Under medical insurance
getting medical aid by the policy holder at medical institutions upon occurrence of diseases, as stipulated by insurance terms and conditions, within the performance period of the insurance agreement.

Under accident insurance
personal injuries, internal injuries, acute toxic exposure by poisonous plants, chemical substances, complete or partial disability, disbursements in the event of hospitalization (for each day of hospital stay).


YOUR ACTIONS UPON OCCURRENCE OF THE INSURED ACCIDENT

Under property insurance
Upon theft, fire, explosion, breakage of utility systems, immediately call for representatives of relevant authorities (law and order authorities, EMERCOM - Emergency Control Ministry, emergency services) to obtain objective verification of the insured accident occurrence;
Advise the Insurer of the insured accident within 24 hours (not taking into consideration weekend and holidays).

Under vehicle risks insurance (CNC insurance)

What you should do, if your vehicle has been damaged or destroyed as a result of:

traffic accident
third persons unlawful acts, acts of God, fire, explosion, falling objects of any kind on the vehicle
vehicle misappropriation (car theft)

Upon traffic accident occurrence

Within the period of no longer than 24 hours the Policy Holder, his representative or the driver of the insured vehicle is obliged to notify the Ministry of Interior authorities (state traffic inspectorate agencies) at the location of the insured accident occurrence. Upon occurrence of the traffic accident, the Policy Holder, his representative or the driver of the insured vehicle at the site of the accident occurrence shall act in conformity with the requirements of item 2.10 of the Ukraine Traffic Regulations. Within no longer than three business days the Policy Holder should file a written application to the insurance company, notifying of the insured accident occurrence. Afterwards the Policy Holder, his representative or the driver of the insured vehicle shall act strictly in conformity with the provisions of the Agreement executed while insuring the vehicle, in as far as his obligations to provide the documents to the Insurer, required to admit the event as an insured accident and get disbursement of the amount of indemnity, are concerned.

Upon occurrence of the insured accident as a result of third persons unlawful acts, act of God, fire, explosion, falling objects of any kind on the vehicle

The Policy Holder (his representative) is obliged to notify the law enforcement agencies or other relevant authorities (Emergency Control Ministry) at the location of occurrence of the event, which has the signs of an insured accident. Within one business day, since the Policy Holder learned about the misappropriation of the insured vehicle, the Policy Holder shall notify the Insurer by all convenient manner of means (by cable, telephone, fax, etc). Within no longer than three business days the Policy Holder shall file a written application to the insurance company, notifying of the insured accident occurrence. Afterwards the Policy Holder (his representative) shall act strictly in conformity with the provisions of the Agreement executed while insuring the vehicle, in as far as his obligations are concerned.

Upon vehicle misappropriation (car theft)

The Policy Holder (his representative) shall immediately, within no later than one hour, notify the law enforcement agencies or other relevant authorities at the location of occurrence of the event, which has the signs of an insured accident. Within one business day, since the Policy Holder learned about the misappropriation of the insured vehicle, the Policy Holder shall notify the Insurer by all convenient manner of means (by cable, telephone, fax, etc). Within no longer than three business days the Policy Holder shall file a written application to the insurance company, notifying of the insured accident occurrence. Afterwards the Policy Holder, his authorized representative, shall act strictly in conformity with the provisions of the Agreement executed while insuring the vehicle, in as far as his obligations to provide the documents and information regarding the insured accident to the Insurer, are concerned.

Should you have any questions, do not hesitate to contact the Company Board for more detailed information.
You can obtain all required information both at the Insurance Company Dnipro head office by phones: (056) 745 15-41, 745- 03-34, and at the Companys branches.

Your appeals will be promptly considered by the specialists of the Company Damages Settlement Department (ph. (0562) 34-22-56), or by the Company branch, where your insurance contract was negotiated.

Under medical insurance

In the event of acute health disorder occurrence, you should immediately go to a medical institution for medical aid.
Within three business days you should file a written application to the insurance company, notifying of the insured accident occurrence.

Under accident insurance
Within five business days since the accident occurrence you should notify the Insurance company of the insured accident by all manner of means (in writing, by telephone) for ascertainment of the insured accident occurrence.


If you are interested in any of the types of insurance as indicated on this page, select it among the voluntary and obligatory types on the left, and click on it with your "mouse".

To obtain information on insurance services in any city or district of Dnepropetrovsk region select it from the list of branches below and click on it with your "mouse".




OBLIGATORY INSURANCE

against accidents to
conveyance
liabilities of dangerous goods transportation entities liabilities of weapons owners corporate fire fighting service personnel

VOLUNTARY INSURANCE

property insurance against fire and acts of God property insurance of individuals and legal entities vehicle insurance cargo and baggage insurance rail transport insurance medical insurance accident insurance health insurance in case of sickness international medical
insurance
protection and indemnity insurance notaries liability insurance insurance of financial risks insurance of farming risks animal insurance

Vehicle policies

mandatory third party liability insurance coverage Green Card

Dnepropetrovsk Apostolovo Vasylkovka Verkhnedneprovsk Krivoy Rog Dneprodzerzhinsk Volnogorsk Zheltye Vody Krynychky
Magdalinovka Marganets Mezhevaya Nikopol Novomoskovsk Ordzhonikidze Pavlograd Petrikovka Petropavlovka Pokrovskoye
Pyatykhatky Sinelnikovo Solyonoye Sofiyevka Tomakovka Tsarichanka

49000, Ukraine, Dnepropetrovsk, 12 Glinka Str., phone 056 745-15-41, fax: 056 74503-58